Umoja technology
Every account gets a clearer strategy.
We use approved data to structure portfolios, identify priorities, coordinate engagement and help teams focus human effort where it matters most.
Score & prioritise
Focus activity using value, ageing, contactability and recovery indicators.
Route intelligently
Direct accounts to the right digital, telephone, field or specialist pathway.
Learn & optimise
Use outcome data and reporting to refine strategy and performance.
Recovery intelligence
Turn portfolio data into the next best action.
Prioritise accounts, understand recovery signals and guide teams toward the most appropriate engagement path.
Recovery priority
Live84
/100
High priority
Contactability
68%
Propensity to pay
74%
Recommended route
Human call
Next action
Today · 14:30
Illustrative decision-support view. Models and workflows are configured to client requirements and available data.